Jennifer Edwards
CFT™, CFP®, TOM™, POM™
Cultivating financial health through sustainable, root-cause solutions
You can have a perfect financial plan and still feel like you're falling behind. Why? Because financial agency isn't just about what's in your bank account—it's about how you feel when you look at it.
Founder Jennifer Edwards spent years providing financial advice to over 1,000 clients before realizing that the "missing link" was emotional. By integrating professional financial advising with Financial Therapy, she created Breakthrough Financial Wellness—a practice that addresses the root causes of financial stress, not just the symptoms.
Your financial experience is unlike anyone else's. Our programs are tailored to your unique needs.
"I make plenty of money, why am I still so stressed?"
About
Because when we understand our relationship with money, we strengthen every part of life that matters.
At Breakthrough Financial Wellness, we believe true financial wellbeing begins long before the numbers — it starts with awareness, communication, and self-compassion.
We help individuals and couples uncover the emotional and behavioral patterns behind their financial decisions, so they can replace stress with confidence and disconnection with trust.
Through compassionate coaching, education, and Breakthrough's proven 7-Layer Framework, our work empowers people to build a healthier, more secure relationship with money — and with each other.
Breakthrough Financial Wellness began with a simple realization: most financial challenges aren't really about money — they're about what money means to us.
Founder Jennifer Edwards CFT™, CFP®, TOM™, POM™ saw firsthand how financial stress can quietly affect relationships, confidence, and overall well-being. With a background in behavioral finance, leadership, and financial therapy, she built Breakthrough to bridge the gap between traditional financial advising and the emotional, relational, and psychological dimensions of money.
What began as Jennifer's mission to help couples communicate more openly about finances has grown into a movement — one that empowers individuals, families, and communities to build healthier, more intentional financial lives.
Our Approach
At Breakthrough Financial Wellness, we combine the science of behavioral finance with the heart of meaningful connection. Through a blend of education, coaching, and guided conversation, we help individuals and couples transform their relationship with money from the inside out.
Rewiring your brain for balance, safety, and long-term financial wellbeing.
Work through the emotions, fears, and limiting beliefs that shape your financial story.
Soothing your body's alarm system so you can take action without panic.
Recognize the habits and patterns that guide your everyday financial decisions.
How family dynamics, communication styles, and shared goals influence financial choices.
Strengthen your financial literacy with practical, real-world knowledge.
How cultural messages, social expectations, and economic systems shape your relationship with money.
At Breakthrough Financial Wellness, we believe change isn't just about managing money better — it's about transforming the way people relate to it. The results speak for themselves.
Participants report more open, honest, and constructive money conversations — whether between partners at home or teams at work.
Our approach helps uncover the emotions and stories driving financial behaviors, leading to calmer, more intentional decision-making.
Couples, families, and workplace teams alike experience improved alignment around financial priorities and collaborative plans.
Clarity. Connection. Confident Decisions. Simple, effective solutions that support stronger financial habits and healthier outcomes at every stage.
From Budgeting to Building
Moving from Budgeting to Building is a fundamental shift in how you view money. Budgeting is helpful, but it's about tracking and controlling your money. Building is about making your money work for you so that your future self, your financial wealth, is always in reach. At Breakthrough, we help you uncover the deeper beliefs and emotions tied to your finances, so you can build on a foundation of clarity, not fear.
Learn MoreFinancial Friction to Fully Funded Freedom
For many couples, the transition from Financial Friction to Fully Funded Freedom isn't about learning how to budget together. It's about understanding the self by looking past the "I" to "us" through honest conversations, clear communication and practical tools. We help you communicate openly, align priorities, and create shared financial goals rooted in trust.
Learn MoreBuilding Generational Financial Health
Family financial wellness isn't just about budgets and savings accounts. It's about understanding how money stories are passed between generations and creating new, healthier narratives. We help families communicate more openly about money and build shared financial values.
Learn MoreWorkplace Financial Wellness
Financial stress doesn't stay at home. It follows your employees into the workplace, affecting productivity, engagement, and retention. Our corporate wellness programs help organizations invest in the financial wellbeing of their teams through education, coaching, and measurable outcomes.
Learn MoreIndividual Solutions
Moving from Budgeting to Building is a fundamental shift in how you view money. Budgeting is helpful — but it's about tracking and controlling your current money. Building is about making your money work for you so that your future self, your financial wealth, is always in reach.
At Breakthrough, we help you uncover the deeper beliefs and emotions tied to your finances, so you can build on a foundation of clarity, not fear. We help you achieve self-confidence, set meaningful goals, and create new narratives to help you advance in life.
Our individual coaching programs are tailored to where you are today and where you want to be. Whether you're rebuilding after a setback, preparing for a major life transition, or simply ready to feel more in control — we meet you where you are.
Couples Solutions
For many couples, the transition from Financial Friction to Fully Funded Freedom isn't about learning how to budget together. It's about understanding the self by looking past the "I" to "us" through honest conversations, clear communication and practical tools.
At Breakthrough, we help couples uncover how their individual money stories, beliefs, and triggers impact their financial partnership. By blending behavioral finance with empathy-driven coaching, we create a safe space where you can align your priorities, set shared goals, and build a future together — without the fights.
Whether you're just starting out, recovering from a financial betrayal, or preparing for a major life milestone together, our couples coaching helps you communicate openly, plan collaboratively, and invest in your relationship as much as your retirement.